Jonas Knox recaps the toughest losses for sports bettors in week 10 of the NFL. At the end of the Browns-Texans game, Nick Chubb could have ran into the endzone which would have covered the point spread but instead he unselfishly stepped out of bounds to solidify Cleveland's 10-7 win over Houston. Meanwhile, instead of electing to kick a PAT following the Hail Mary to DeAndre Hopkins, Kyler Murray took a knee to finalize the Cardinals 32-30 win over the Bills. Both were "smart plays" but unfortunately, if you had Browns -3.5 and Cardinals -2.5, Nick Chubb and Kyler Murray kicked you in the groin.